Cloud sync
✏️ Edit any number — all tabs update instantly. Hit Save to store on this device.
Business income (W&W)
Monthly contract revenue
W&W invoiced income
Payroll (contractors & employees)
All field staff combined
Business expenses
Software, fuel, materials
Personal income
Monthly take-home
W-2, 1099, other sources
Housing
Mortgage
Electric
Water
Gas
Internet (Metronet)
Roof loan
American HomeShield
Moxie Pest Control
Vehicles
KIA payment
Ford payment
Buick payment
Car insurance
EZ Pass
Debt payments
Chase Amazon CC (wife)
Wife Capital One Platinum
Capital One Venture
Student loans (ECSI)
Insurance & health
Life insurance
Ambetter health care
Health Zone gym
Northwestern Annuity
Hiscox business ins.
Subscriptions & phone
T-Mobile
Spotify
Amazon Prime
Living expenses
Groceries / household
Miscellaneous / buffer
Debt balances (for payoff calculator)
Wife Capital One Platinum
~27% APR
Chase Amazon CC
~25% APR
Capital One Venture
~22% APR
Buick balance
~8% APR
KIA balance
~7% APR
Ford Explorer balance
~6% APR
Student loans balance
~5% APR
Extra monthly debt payment
Avalanche — on top of minimums
Recommended weekly owner draw
—
Profit First — split every deposit
Monthly business cash flow
Pay yourself every week
Daily spending allowance
Spending by category
Bill calendar — by day of month
The Budget House breaks your money into 5 rooms. Every dollar has a home. The roof is your income, the foundation is your safety net.
Room breakdown
Every Sunday evening, review this checklist. Pay anything due in the next 7 days before Monday. This one habit means you'll never be late again.
This week's action list
Full monthly bill schedule — week by week
Auto-pay confirmation checklist
Sunday routine
Step 1 — 5 min: Open this app. Check "This week's action list" above.
Step 2 — 10 min: Log into each account due this week and pay it. Screenshot confirmation.
Step 3 — 2 min: Check your PNC and Embassy balances. Make sure auto-pays have enough to cover.
Step 4 — 3 min: Update any amounts that changed in the Inputs tab.
Total time: ~20 minutes. Do it every Sunday and you'll never get a late fee again.
Payoff order — avalanche (highest rate first)
Debt freedom timeline
Minimum only
With extra payment
Where every dollar goes
Financial health
Top priorities
Your profile
Name
Role
Profile color
Change PIN
Enter a new 4-digit PIN for your profile.
All profiles
Sign out
Cloud sync
Sync your budget across devices using a Cloudflare Worker. See SYNC-SETUP.md in the zip for instructions.